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Insurance for the iPhone – Not a Good Deal for Everyone

Early in 2010, AT&T announced that they would offer an insurance plan to cover all new iPhones.  The plan costs $13.99 dollars per month, and must be signed within 30 days of purchasing a New Iphone.  The announcement was great news to iPhone owners who have been dismayed by the lack of an insurance option for their devices.  To me, the announcement lost its shimmer once I thought about what a bad deal this is.

First, let’s talk about what insurance really is.  It is peace of mind, simply put. You agree to pay money to a company and receive no product or service in return.  All you receive is a promise that the insurer will pay in the event of a loss.  Often times, the losses can be enormous (e.g., a flood, sudden death or home fire).  Yet, because these events are statistically unlikely to happen and the insurance companies know it, the cost of such peace of mind comes at a low enough cost to be a good value.

However, what if some sort of loss occurs more frequently (a cracked iPhone screen or an auto accident by a teenager, for instance)?  What does an insurance company do to account for that?  Well, they price the premiums higher because there is a higher likelihood that a loss will occur. If the insurance company doesn’t price the premiums high enough, the insurance company will go out of business.

So, how much does peace of mind cost for a $600 or $700 iPhone that break more often and cost more than many other smart-phones? Well, it’s a price that I don’t believe is a good bargain. First of all, at $11.99, the premiums alone are $287.76 for the duration of a two-year contract.  In ADDITION, if you have a iPhone 4 with any size memory or or an Iphone 3gs with memory anything over 16GB,  you must pay a deductible of $199 to replace your damaged device before you can get a replacement.  That added together is $486.76.  That’s a huge amount of money to insure a phone that costs $700 for the most expensive 4th Generation iPhone on the market and $600 for the next model down.   3GS iPhones cost even less to replace.

Why not, instead of paying such a high premium for insurance, take advantage of an iPhone repair company?  A simple Google search will show that many reputable companies participate in iPhone repair.  You can fix a cracked 4th Generation iPhone screen for $199 bucks.  Many of these companies will fully refurbish a 3GS iPhone for less than $199.  And you saved $11.99 a month.

Keep in mind, you may be eligible for a two-year upgrade at the time you actually break your phone, which would allow you to replace your iPhone merely by agreeing to another 2-year contract and paying $199. You would even get a newer model.

The bottom line is that before you let yourself get talked into insurance by a sales rep, make sure this peace of mind is worth the cost according to your own lifestyle. Measure the cost against the risk.  The AT&T rep gets commissions for selling insurance and will always recommend it. AT&T does not repair the devices and therefore doesn’t make any money if customers know they can get their phone repaired elsewhere. The price of the monthly premium adds up, and if you are a person who typically doesn’t break electronics or lose things, then your money is wasted.

About the Author

Co-owner of XpressFix.com and knowledge source for iPhone related issues and questions.

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HP OfficeJet 6500A Plus Wireless e-All-in-One Color Inkjet Printer $158.06 Easy Web and Remote PrintingPrint in professional color with the lowest cost per page among in-class inkjet all-in-ones1 using our Officejet 6500A Plus e-All-in-One E710n. You can print on both sides, use print apps to print without a PC, print from mobile devices with HP ePrint, and enjoy wired and wireless networking.Print directly to your HP printer using a smartphone, laptop, or other mobile device with HP ePrint (requires firmware update)Print from your iPad, iPhone, or iPod touch wirelessly with Airprint (requires firmware update)Mobile and Web Printing Bypass your PC: insert a memory card in one of the slots and use the 2.36 touchscreen to printUse print apps to access, store, and print business forms, news, and archives without a PCGet lab-quality photos that dry instantly, resist smudging, and last for generationsChoose high-capacity cartridges or HP Photo Value Packs a better value for frequent printingGet templates for calendars and games with HP Quick FormsHigh-Quality Supplies and SupportEasily reorder cartridges with HP SureSupplyGet exclusive offers and discounts on supplies, plus free next-day shipping with our My Print Rewards programGet peace of mind with the one-year limited warrantyGet in-warranty product questions answered toll-free, 24 x 7, or via e-mail in as little time as an hour

HP OfficeJet 6500A Plus Wireless e-All-in-One Color Inkjet Printer $238.88 Easy Web and Remote PrintingPrint in professional color with the lowest cost per page among in-class inkjet all-in-ones1 using our Officejet 6500A Plus e-All-in-One E710n. You can print on both sides, use print apps to print without a PC, print from mobile devices with HP ePrint, and enjoy wired and wireless networking.Print directly to your HP printer using a smartphone, laptop, or other mobile device with HP ePrint (requires firmware update)Print from your iPad, iPhone, or iPod touch wirelessly with Airprint (requires firmware update)Mobile and Web Printing Bypass your PC: insert a memory card in one of the slots and use the 2.36 touchscreen to printUse print apps to access, store, and print business forms, news, and archives without a PCGet lab-quality photos that dry instantly, resist smudging, and last for generationsChoose high-capacity cartridges or HP Photo Value Packs a better value for frequent printingGet templates for calendars and games with HP Quick FormsHigh-Quality Supplies and SupportEasily reorder cartridges with HP SureSupplyGet exclusive offers and discounts on supplies, plus free next-day shipping with our My Print Rewards programGet peace of mind with the one-year limited warrantyGet in-warranty product questions answered toll-free, 24 x 7, or via e-mail in as little time as an hour

HP Officejet 6500A e-All-in-One Color Inkjet Printer, Black $179.15 Print professional color business materials for the lowest cost per page vs. in-class inkjet all-in-ones with the HP Officejet 6500A e-All-in-One, which delivers maximum prints speeds of 32 pages per minute black and 31 ppm color. Print, fax, copy, scan-this Ethernet-ready all-in-one does it all and saves you money with individual inks and high-capacity cartridges and by using up to 40% less energy than comparable laser products. Why Buy? Print professional color for the lowest cost per page vs. in-class inkjets Send print jobs from any mobile device with e-mail capability using HP ePrint Use business apps to print from the Web without a PC Use AirPrint to print from iPad , iPhone or iPod touch

HP Officejet 6500A e-All-in-One Color Inkjet Printer, Black $194.99 Print professional color business materials for the lowest cost per page vs. in-class inkjet all-in-ones with the HP Officejet 6500A e-All-in-One, which delivers maximum prints speeds of 32 pages per minute black and 31 ppm color. Print, fax, copy, scan-this Ethernet-ready all-in-one does it all and saves you money with individual inks and high-capacity cartridges and by using up to 40% less energy than comparable laser products. Why Buy? Print professional color for the lowest cost per page vs. in-class inkjets Send print jobs from any mobile device with e-mail capability using HP ePrint Use business apps to print from the Web without a PC Use AirPrint to print from iPad , iPhone or iPod touch

Hitachi 2TB LifeStudio Desk (2000GB) 3.5-Inch External Hard Drive USB 2.0 0S02665 $149.95 Automatic Organization & Easy Sharing Preloaded LifeStudioTM automatic organization and easy sharing software seamlessly pulls together photos, movies, music, and documents into a 3D interface so they’re easier to find, view and share. The LifeStudioTM Desk external drive automatically finds and organizes photos, movies, music, and files into a stunning 3D wall* so you can easily view all your content from your computer and popular sites like FacebookTM. With plenty of capacity for automatic local backup, and the included online backup capabilities, it’s easy to protect your entire digital library. And you can access your files from any computer or smartphone using an internet browser, or share with others by sending a web link. iPad and iPhone aps are also available for an additional cost.

Hitachi LifeStudio Desk Plus 1TB USB External Hard Drive $89.99 The LifeStudio Desk Plus external drive automatically finds and organizes photos, movies, music, and files into a stunning 3D wall* so you can easily view all your content from your computer and popular sites like Facebook . The included auto-sync USB key delivers ultimate flexibility for your content on-the-go. With plenty of capacity for automatic local backup and with the included online backup capabilities, it s easy to protect your entire digital library. And you can access your files from any computer or smartphone using an internet browser, or share with others by sending a web link. iPad and iPhone aps are also available for an additional cost. More than an ordinary hard drive this is the hard drive re-invented.

Hitachi LifeStudio Mobile 250GB USB Portable Hard Drive – Platinum $54.24 The LifeStudio Mobile external drive automatically finds and organizes photos, movies, music, and files into a stunning 3D wall* so you can easily view all your content from one location, plus access and post content onto Facebook , Flickr and Picassa . Automatic local and online backup provide two levels of reliable protection to keep your digital content safe. And you can access your files from any computer or smartphone using an internet browser, or share with others by sending a web link. iPad and iPhone aps are also available for an additional cost. More than an ordinary hard drive this is the hard drive re-invented.

Hitachi LifeStudio Mobile 320GB USB Portable Hard Drive – Platinum $79.99 The LifeStudio Mobile external drive automatically finds and organizes photos, movies, music, and files into a stunning 3D wall* so you can easily view all your content from one location, plus access and post content onto Facebook, Flickr and Picassa. Automatic local and online backup provide two levels of reliable protection to keep your digital content safe. And you can access your files from any computer or smartphone using an internet browser, or share with others by sending a web link. iPad and iPhone aps are also available for an additional cost. More than an ordinary hard drive this is the hard drive re-invented.

Hitachi LifeStudio Mobile 500GB USB Portable Hard Drive – Platinum $63.99 The LifeStudio Mobile external drive automatically finds and organizes photos, movies, music, and files into a stunning 3D wall* so you can easily view all your content from one location, plus access and post content onto Facebook, Flickr and Picassa. Automatic local and online backup provide two levels of reliable protection to keep your digital content safe. And you can access your files from any computer or smartphone using an internet browser, or share with others by sending a web link. iPad and iPhone aps are also available for an additional cost. More than an ordinary hard drive this is the hard drive re-invented.

Kensington Nightstand Charging Cradle for iPhone 3G, 3GS, iPod Touch $24.96 Much more than just a charger, the Kensington Nightstand Charging Dock for iPhone allows you to download, at no extra cost, an application that transforms your iPhone or iPod touch** into a bedside clock and weather center.

Kensington Nightstand Charging Dock $39.99 Much more than just a charger, the Kensington Nightstand Charging Dock allows you to download, at no extra cost, an application that transforms your iPhone or iPod touch** into a bedside clock and weather center.

Kodak ESP 7250 All-in-One Color Inkjet Printer $179.99 Stay in touch more than ever and save! Imagine owning a printer that seamlessly connects to your favorite mobile devices, and saves you a ton of money on ink. The KODAK ESP 7250 All-in-One Printer can receive pictures from your iPhone, iPod touch, or iPad[1], and print them in an instant helping you keep up, without ever slowing down. And with the lowest ink replacement cost in the industry[2 ], you ll get high-quality photos and documents at a fraction of the price. With its amazingly simple Wi-Fi setup and intuitive control panel, you re ready to share your life at a moment s notice. Bring affordable printing into your daily routine with the KODAK ESP 7250 All-in-One Printer. Outstanding connectivity Get the latest in Wi-Fi technology with 802.11n Extremely simplified Wi-Fi setup effortlessly connect to wireless networks at the home or office Print and share your mobile life with built-in wireless connectivity, you can easily print from multiple sources: Print photos in multiple sizes sent from an iPhone, iPod touch, or iPad[3]with the KODAK Pic Flick App for iPhone you can even send the same image to your printer and KODAK EASYSHARE W820 or W1020 Wireless Digital Frame at the same time visit www.kodak.com/go/picflick for more information Intelligent features Intelligent paper sensor automatically detects the amount of paper Two paper trays includes an auto-engaging photo tray and general purpose tray Photo tray holds 3 sizes: 4 6 in. , 4 7 in. HD, and 5 7 in. Built-in two-sided printing saves time and money Scan multiple pictures simultaneously up to 2400 DPI software creates separate files automatically Intuitive control panel gives you quick and easy access to tasks you use the most View and print photos without a computer using its 2.4 in. color display and media card slots (supports SD/SDHC, MS, Duo,

Kodak ESP 7250 All-in-One Color Inkjet Printer $171.43 Stay in touch more than ever and save! Imagine owning a printer that seamlessly connects to your favorite mobile devices, and saves you a ton of money on ink. The KODAK ESP 7250 All-in-One Printer can receive pictures from your iPhone, iPod touch, or iPad[1], and print them in an instant helping you keep up, without ever slowing down. And with the lowest ink replacement cost in the industry[2 ], you ll get high-quality photos and documents at a fraction of the price. With its amazingly simple Wi-Fi setup and intuitive control panel, you re ready to share your life at a moment s notice. Bring affordable printing into your daily routine with the KODAK ESP 7250 All-in-One Printer. Outstanding connectivity Get the latest in Wi-Fi technology with 802.11n Extremely simplified Wi-Fi setup effortlessly connect to wireless networks at the home or office Print and share your mobile life with built-in wireless connectivity, you can easily print from multiple sources: Print photos in multiple sizes sent from an iPhone, iPod touch, or iPad[3]with the KODAK Pic Flick App for iPhone you can even send the same image to your printer and KODAK EASYSHARE W820 or W1020 Wireless Digital Frame at the same time visit www.kodak.com/go/picflick for more information Intelligent features Intelligent paper sensor automatically detects the amount of paper Two paper trays includes an auto-engaging photo tray and general purpose tray Photo tray holds 3 sizes: 4 6 in. , 4 7 in. HD, and 5 7 in. Built-in two-sided printing saves time and money Scan multiple pictures simultaneously up to 2400 DPI software creates separate files automatically Intuitive control panel gives you quick and easy access to tasks you use the most View and print photos without a computer using its 2.4 in. color display and media card slots (supports SD/SDHC, MS, Duo,

Kodak EasyShare 2170 Inkjet Multifunction Printer $115.29 Efficiency & Productivity You Can Count OnIt s hard to make business decisions when you re thinking about the cost of ink. Stop overpaying and make the smart investment with the KODAK ESP Office 2170 All-in-One Printer. Kodak offers the lowest ink replacement cost. And a suite of features that will keep you productive in your home office. Features like the 25-page automatic document feeder, easy wireless functionality, easy-to-use controls, and low ink alerts. Plus now print from anywhere for less you can print remotely from your smartphone, tablet or computer with Google Cloud Print or KODAK Email Print. It s an affordable 4-in-1 bundle of business efficiency that makes the most of every dollar, and every minute. So you ll never worry about hitting print again.Accomplish critical business tasks effortlessly with the easy-to-use control panel and 1.5 in. display. A 2-cartridge system that works with KODAK Black Ink and KODAK Color Ink Cartridges, 30XL Series for high-volume printing also compatible with standard size KODAK Black Ink and KODAK Color Ink Cartridges, 30 Series. This printer makes documents easier to read with KODAK Perfect Page scanning technology that corrects and improves less-than-perfect originals. Also, edit photos with ease with KODAK All-in-One Home Center Software.Stay Flexible With Outstanding ConnectivityExtremely simplified Wi-Fi setup effortlessly connect to your wireless network. Print from anywhere for less print from your smartphone, tablet or computer with Google Cloud Print or KODAK Email Print Service. Print photos directly from your iPhone, iPod touch, iPad, BLACKBERRY, or ANDROID Device with the a href= http://www.kodak

Monster Beats SoloHD (PRODUCT)RED Special Edition High Definition On-Ear Headphones with ControlTalk $199 Not only amazing headphones, a portion of the profits from the Beats Solo HD (PRODUCT)RED Special Edition headphones will go straight to the Global Fund to fight AIDS in Africa. Proprietary titanium coated driver technology ensures they preserve every bit of the lush bass and vital details of your music. Plus, the ingenious tri-fold design make for easy storage when not in use. Solo HD’s cable also features Monster ControlTalk for iPod playback control and iPhone /music phone hands-free calling. MAKING A DIFFERENCE THROUGH MUSIC Beats Solo HD (PRODUCT)RED Special Edition headphones allows you to listen to great music and help eliminate AIDS in Africa. The Beats family is committed to help stop the spread of this devastating virus. When you buy Beats Solo HD (PRODUCT)RED Special Edition headphones, Monster gives a portion of the proceeds directly to the Global Fund to Fight AIDS in Africa. THE GLOBAL FUND IS SAVING LIVES In sub-Saharan Africa, over 3,800 people die every day from AIDS and more than 1,000 children are infected daily with HIV. Contributions from the sale of the Beats SOLO HD (PRODUCT)RED Special Edition headphones help fund treatment for those living with HIV in Africa. It can cost as little as 40 cents to buy the two pills a day that someone living with HIV needs to stay alive. (RED), The Global Fund and the contribution from this purchase can help make that treatment available to those who need it.

Music Skins Bundle Package w Michael Jackson Bad & iPhone 4 Clear Plastic Case For iPhone 4 $23.93 Get all your accessories in a bundle, in one order, for one low shipping cost! Simple, affordable, and easy! 2 Item bundle comes with 1 Music Skin and 1Clear Plastic Case. Clear Plastic Case: Specially molded to fit your Apple iPhone 4 perfectly. Full functionality while in case. Strong ABS protective plastic, durable and light weight. Prevent scratches and bumps to dent to your Apple iPhone 4. Easy, snap-on installation. Music Skins: Made to perfectly fit your Apple AT&T/ Verizon iPhone 4. Easy Application, Fully Removable, Leaves no residue, Protects your phone from scratches and scuffs, Personalize your phone without adding extra bulk.

Nuance Paperport Professional 14 $199.99 Scan, Share, Search, and Organize Documents on your PCIf you re looking to streamline paperbased processes, save time (and money),and improve access to critical information,PaperPort Professional 14 is the answer.PaperPort Professional 14 is the most productive and cost-effective way for office workers or individual professionals to scan paper, create PDFs, organize, and find and all their important documents using a Windows computer.Additionally, PaperPort 14 now delivers anytime-anywhere access to your most important files however it s convenient for you using a PC, Mac, iPhone, iPad, or Android device.See why millions of people including lawyers,insurance and real estate agents, doctors, business professionals, and more rely on PaperPort to eliminate paper and keep their documents and files organized.

Nuance Paperport Professional 14 $203.18 Scan, Share, Search, and Organize Documents on your PCIf you re looking to streamline paperbased processes, save time (and money),and improve access to critical information,PaperPort Professional 14 is the answer.PaperPort Professional 14 is the most productive and cost-effective way for office workers or individual professionals to scan paper, create PDFs, organize, and find and all their important documents using a Windows computer.Additionally, PaperPort 14 now delivers anytime-anywhere access to your most important files however it s convenient for you using a PC, Mac, iPhone, iPad, or Android device.See why millions of people including lawyers,insurance and real estate agents, doctors, business professionals, and more rely on PaperPort to eliminate paper and keep their documents and files organized.

OBi100: VoIP Telephone Adapter with Google Voice & SIP $59.99 1. Save MoneyUse Free and low-cost VoIP services to lower your phone bills… Maybe to NOTHING!2. Pay Only for the DeviceOBi to OBi calls are FREE. You can add VoIP services to make & receive phone calls to and from regular numbers.3. Computer Not Required All you need is your existing home phone and your broadband router.4. Fantastic Voice Clarity Talk to your family and friends anywhere in the world from the comfort of your home telephone.How Does the OBi Work?The OBi allows you to make phone calls using your high-speed internet, your regular home phone and a VoIP provider like Google Voice . No computer is needed. You can also call for FREE from one OBi to another OBi anywhere in the world. In this case, a traditional phone service is never needed to make the connections. Talking becomes truly free. Requirements:1. Broadband Internet Connection2. Internet Router with Available Ethernet Port3. Analog/Digital Corded or Cordless Phone4. VoIP Service Provider Account Username & Password. Examples of Service Providers: Google Voice CallcentricVoIP.msplus Many More !Benefits:FREE Calls to US & Canada Using Google VoiceUnlocked Use with Any VoIP Service ProviderGet the Lowest Cost International Calls with Service Providers of Your ChoicePremium Features Voice Mail, Caller ID, Call Forwarding, Call Waiting, 3 Way CallingFREE OBi to OBi Calls Anywhere in the WorldNo Computer Required to Make/Receive CallsOBi Callback Make Calls at Receiving Rate Fantastic Call Quality Use FREE OBiON iPhone & Android Apps from Your Smart PhoneKey Features of the OBi Voice Service Bridge & Telephone Adapter:Make & Receive Calls with Your Home Phone & Broadband Internet ConnectionVoIP Service Support: Google Voice , SIP & OBi-to-OBi Calling with OBiTALK Automatic Attendant for Si

OBi110: VoIP Telephone Adapter with Google Voice , SIP & Phone Line Gateway $69.99 1. Save MoneyUse Free and low-cost VoIP services to lower your phone bills… Maybe to NOTHING!2. Pay Only for the DeviceOBi to OBi calls are FREE. You can add VoIP services to make & receive phone calls to and from regular numbers.3. Computer Not Required All you need is your existing home phone and your broadband router.4. Fantastic Voice Clarity Talk to your family and friends anywhere in the world from the comfort of your home telephone.How Does the OBi Work?The OBi allows you to make phone calls using your high-speed internet, your regular home phone and a VoIP provider like Google Voice . No computer is needed. You can also call for FREE from one OBi to another OBi anywhere in the world. In this case, a traditional phone service is never needed to make the connections. Talking becomes truly free. Requirements:1. Broadband Internet Connection2. Internet Router with Available Ethernet Port3. Analog/Digital Corded or Cordless Phone4. VoIP Service Provider Account Username & Password. Examples of Service Providers: Google Voice CallcentricVoIP.msplus Many More !Benefits:FREE Calls to US & Canada Using Google VoiceUnlocked Use with Any VoIP Service ProviderGet the Lowest Cost International Calls with Service Providers of Your ChoicePremium Features Voice Mail, Caller ID, Call Forwarding, Call Waiting, 3 Way CallingFREE OBi to OBi Calls Anywhere in the WorldNo Computer Required to Make/Receive CallsOBi Callback Make Calls at Receiving Rate Fantastic Call Quality Use FREE OBiON iPhone & Android Apps from Your Smart PhoneKey Features of the OBi Voice Service Bridge & Telephone Adapter:Make & Receive Calls with Your Home Phone & Broadband Internet ConnectionVoIP Service Support: Google Voice , SIP & OBi-to-OBi Calling with OBiTALK Automatic Attendant for Si

Onkyo HT-S6300 7.1 Home Theater System – 1200 W RMS – DTS, DTS HD – HDMI $499.77 Redefining Cost-Performance in Packaged Home TheaterIf you?re looking to flesh out your movies, games, and music with lifelike, full-blooded surround sound, look no further than the HT-S6300. Think: quality on a budget. This feature-packed system sports four of the latest HDMI 1.4a inputs to handle your Blu-ray player and other high-definition devices. Non-HD video sources, meanwhile, can be upscaled to spectacular widescreen 1080p via HDMI and Faroudja DCDi Cinema . HDMI 1.4a is compatible with upcoming 3D video content and enables a handy Audio Return Channel from your display?s tuner back to the receiver. Audio processing on the HT-S6300 includes the in the studio realism of DTS-HD Master Audio and Dolby TrueHD; Dolby Pro Logic IIz for ambient height channels; Audyssey room-correction and equalization technologies; and four proprietary DSP modes to match your gaming content. Other Onkyo exclusives include a Universal Port for peripherals such as the included Dock for iPhone/iPod, and a new overlaid graphical on-screen display. So go ahead. Immerse yourself in Onkyo…

Pexagon Technology Prepaid Customer Choice Smartphone Case 901695 $9.99 This card entitles the recipient to a Personalized iPhone or iPod Touch Case, with their choice of color and personalization. Shipping is FREE for the redeemer of the product! The recipient simply visits giftcards.pexagontech.com, customizes their iPhone Case and enters the unique secret code located on the back of the prepaid card. Absolutely no out of pocket cost to the recipient. Again, shipping the product to the redeemer is FREE.

Swann DVR8-8900 8 Channel DVR with Cutting-Edge Recording, Resolution, Networking & Features & 8 x CCD Cameras $849 8 Channel DVR / 500GB HDD (upgradable to max. 1TB) / H.264 compression / Web & Smartphone connection / USB flash drive transfer / 8 x 540TVL CCD cameras / 80ft (25m) night vision with IR crystal filters / Pentaplex operation / UPnP / Easy search & CMS If you’re looking for a state-of-the-art surveillance system that doesn’t cost the earth, then you have come to the right place. Swann’s DVR8-8900 8 Channel DVR Professional Security System with 8 PRO-655 CCD Cameras combines everything you need for advanced security without the set-up hassles and price tag you would normally expect from such a premium, multi-function, multi-channel monitoring system. The DVR8-8900 offers you professional monitoring capabilities in an easy to install, easy to setup and easy to use package. You’re in total control of the DVR’s functions with cutting-edge display resolution (VGA up to 1440 x 900 pixels, AV Out 720 x 480 pixels), and impressive recording capabilities including playback resolution of up to 704 x 480 pixels (D1) variable by channel and frame rate (maximum 30 fps per channel / 240 fps total). The advanced H.264 hardware compression is extremely efficient, recording from all 8 cameras simultaneously onto the pre-installed 500GB SATA HDD with the ability to upgrade to 1TB if needed. The DVR8-8900’s advanced motion activated recording system saves you time and effort searching for the footage you need by only recording action occurring in front of the cameras. This means you can get right down to reviewing the important video without watching hours of dead footage. Even better, the time and date are integrated into your video files, allowing you to find, trim and transfer events to a USB flash drive for easy storage and retrieval. You can also configure the DVR to send you email alerts when activity is detected for constant peace of mind. Pair this up with an email account attached to your Smartphone, and you can receive alerts even when you’re on the move! Surveillance in the palm of your hand with live viewing on 3G-enabled Smartphones. (sold separately) Save time & have peace of mind by easily locating incident video, then transfer to USB flash drive We know your time is at a premium so the DVR8-8900 is easy to set up and use. The DVR’s pentaplex operation provides for simultaneous set-up, viewing, recording, playback and network streaming. Save time with the latest ‘easy search’ function as a fast way to find recorded incidents, aided by ‘point and click’ graphic menus and USB mouse controls. View multiple DVRs and locations on one screen using the CMS software that’s perfect for business owners, franchisors, realty managers and more. The included 8 x PRO-655 Super-Tough Day/Night Security Cameras feature high resolution 540 TV Line images from 1/4″ CCD video sensors. See in any conditions with 12 infrared LEDs for night viewing up to 80ft / 25m. The cameras are suitable for any conditions with an IP67 weatherproof rating and cable managed stands, meaning the BNC cable is threaded through the mounting bracket for added protection. To get you started the pack also includes 8 co-axial BNC cables, each 60ft / 18m in length. The cameras are ideal for monitoring driveways, businesses, hallways, cars, warehouses and more. You can view surveillance video on your TV using standard AV inputs or view on LCD TV (if compatible) or PC monitor using high resolution VGA connection. Viewing modes include 8, quad mode or single channels at a time. You can also securely access your system from practically anywhere in the world from almost any computer connected to the internet, or even from your 3G capable Smartphone using the DVR8-8900’s remote viewing software. The software is compatible with most Smartphones including iPhone, iPad, Android, BlackBerry, Windows Mobile 6, Symbian OS and more. The Swann DVR8-8900 Professional Security System – professional, cutting-edge, powerful yet simple and easy to operate.

Wall Charger for iPhone, iPad and iPod – Black $13.46 Wall Charger for iPhone, iPad and iPod – Black Did you forget to bring your iPad/iPhone/iPod charger with you to work this morning Why waste valuable memory space trying to remember to bring your Apple accessories back and forth from your home and office Just get another wall charger from MPI and save your memory for important things, like your wife’s birthday or your husband’s favorite NASCAR driver! You can save a bit of money, too, which can be applied to the cost of flowers to make up for forgetting your wife’s birthday… This MPI wall charger is MFi Certified, which means it conforms to all of Apple’s requirements for use with their devices. It has an output level of 2.0A/10W for the full charging power needed for the iPad. The charger has a 180 cm (5.91 ft) cable.

iZotope iDrum v1.7 $49.95 Make Your Own Beats. iDrum v1.7 adds the missing ingredient to your music creation: a powerful and easy to use drum machine for practicing, performing or recording. It’s just as simple to use as the hardware drum machines of yesterday with all the flexibility and cost savings of a software-based virtual instrument! – Create drum backing tracks for practice, performing or recording. – Over 500 drum and percussion samples from classic beatbox kicks and snares to congas. – Over 200 iDrum files, each with several pre-programmed patterns by some of the best digital performers in the business nearly 1,000 beats ready to go. – Dozens of part presets individual drum parts you can mix and match to create killer grooves, even if you ve never touched a drum machine before! – Use iDrum by itself or inside GarageBand and other host programs. – Build custom beats for your iPhone and iPod Touch with iDrum for iPhone (sold separately). – Several iDrum skins customize iDrum s appearance to your liking. – Create rhythms in different time signatures 3/4, 4/4, 5/4, 6/8 and beyond. Powerful Beatmaking Tools: iDrum comes with hundreds of pre-programmed patterns, rhythms and drum sounds for you to mix and match. The new Song Editor mode makes it a snap to assemble your composition even if you have never sequenced before. Create drum patterns in iDrum right alongside your existing tracks, perfectly in time, or use iDrum to provide the backbeat when you re laying down new tracks. Create Custom Drum Kits iDrum will load sound files as drum samples, making iDrum s sound palette limited only by your sonic imagination. You can even download more kits quickly and easily with iDrum Sound Portal. iDrum also features an array of sound-shaping tools like filters, pitch control and envelopes, letting you create custom drum sounds at the click of your mouse. iDrum works standalone or with most professional host applications!